Must. not. open. wallet.

Why is it soooo hard to stop buying things? Where is my frugal mindset. Why haven't I convinced myself of the need to stop quite yet?

Goodness.

And then I saw this on Modcloth...

Gorgeous.

$$$

aweee

I think I need to ban myself from looking at a lot of blogs in the next few months/possibly year. If it shows cute things to buy I am going to have to quickly scroll down or just stop looking all together. I'm coming to realize that I have a very serious shopaholic issue. I think I must give my credit card to my dad so I do not EVER put anything else on it. I should also become accountable to him for a while on what I do buy. The idea makes me cringe because I love being able to make my own choices but I'm not showing myself that I can handle it very well.

It's a good time in my life to start making these changes, start creating better habits so that in the future I will have a good retirement fund and if I have children (or just one), money for his/her college education. Even before that thought, money to buy a house (if that's what I want to do) or money to safely change careers if the next one I chose doesn't work out.

Point is, I have a money problem, always have, and I need to change it. I'm not in overwhelming debt, I'm not as bad off as a lot of people my age but the point is I could be doing a whole lot better and then I would be stressing a lot less.

So here's to #12 on 25 before 25!