#9

Found Here

Tonight I started (and somewhat surprisingly finished) On My Own Two Feet (25 before 25 #9, 1 of 2), a personal finance book written specifically for women. It maybe took me 2 hours tops while also chatting on fb chat and looking up different things and making personal calculations.

The book was fast and effective definitely. I still have a lot of questions about what I should do with my money (once I have it considering I have VERY little at the moment) but I'm tired of living paycheck to paycheck and I've been avoiding these kinds of things for YEARS and now I want to be responsible enough to blow my money on bigger life experiences like Argentina or moving to Nashville, not paying off my credit card with a bounty of interest or my car that was way to expensive for the income I had when I bought it. Life lessons indeed.

After reading the book I figured out what my minimum monthly expense is (I factored in rent though I don't pay that quite yet) and then figured out what my emergency fund should be. I should start by saving $2,000 and then build it up to about $7,000.

I feel like that's a lot of money right now. I feel like anything is a lot of money right now. I'm not sure how people seriously get paid over $50,000 for work they do unless they are a programmer or a doctor/dentist or anything. I am PISSED that pro football/basketball etc get SO MUCH FREEKIN MONEY. I will never understand that. Ever. I don't care if they may get hurt doing what they do, they took that chance. I don't care that so many people watch these games, SERIOUSLY, half their income and put it towards the poor in each state... or, if you don't like that kind of charity put it toward the schools in that state. Sorry, end small rant.

Point being, the book is a great first step toward figuring out what to do with my money. It's not something I love to think about because usually it just stresses me out but it's necessary and if I start figuring everything out now as best I can then I will be a lot better off in the future. Or so they say. :)