It is just a thing they say

I must break the cycle and go to bed like now. I just wanted to post because I don't want to keep messing up and forgetting days on my NaBloPoMo November. So here I am.

Today has been sprinkled with worry and frustration once again due to drunkie. We've found the name of the car owner, now I hope tomorrow morning I can confirm with police that it was the same man they arrested, if not there will be even more to figure out. If so we can move on and see if, in fact, he let his insurance lapse. If so my deductible fee is waved (oh goody) and I'm sure a bunch more costs will come my way. After that mess is figured out and all facts are in place I will have to get someone out to look at my damaged car and tell me if it is a) salvageable or b) totaled. Both come with some possible complications... if it is option A then who knows how long I will have to wait to get it fixed AND when I go to sell it in the future how much money will I lose? If option B happens then the possibility of not getting enough money to pay off the rest of the car loan AND get a working vehicle for myself is there. I'm incredibly worried and frustrated with this whole situation. My insurance company (except for maybe one man) is sitting on it's feet and twiddling their thumbs during this. Turns out they won't be able to see my car this Thursday, oh no, they mean Thanksgiving thursday, or maybe that Tuesday, either way someone is yanking my chain around and I don't like it one bit.
If I get the car towed to another place (auto body shop), then I will have to pay the tow yard for the towing, labor and the daily fee for at least 5 days as well as a fee that comes with a car sitting in a lot for over 72 hours. That last fee could run me up to $150. Special. So whether people tell me it's going to be okay or not I'm definitely freaking out. I just have this feeling in the pit of my stomach that I'm going to end up being punished when I did NOTHING and I mean NOTHING wrong. Cars are allowed to be parked by the curb on streets, I drink maybe once a month, I don't drive once I've had said drink, I wasn't driving, I didn't crash into anyone, my car was maybe an inch or two from the curb, way less than a foot, there was no hill so my tires didn't have to be turned, for the most part I got my oil changes on time, AND, big whopping AND, I bought insurance from day one and I paid a good price and still I am getting put on the back burner and treated like crap. They never said in preschool that you would be punished when you were an innocent bystander.

I'm hoping that the worst has past and it will be all better from here on out.
(quick sidenote: they keep asking if a child seat was in the car, if it had been would they be 1- moving faster on my claim and 2- giving me more money? Dang)


no picture today, I apologize.

Update on my car

Today has been quite an eventful but fruitless day... there was a sobbing breakdown for a good two minutes.

It started with my lady roommate showing me how to use her car (good).

Then things unfolded as such:

-Came back in house to see missed call on phone, called back and gave insurance claim guy info on where my car was. (mediocre)

-He transfered me to a lady to set up an appointment for them to look at the car. It is going to be Thursday. (BAD BAD BAD)

-Got off phone and called mom, she made me realize how unacceptable it was. (Definitely frustrated by this point and tired due to 4 hours max of sleep)

-Called insurance company to see what policy covers in terms of rental car and towing. They cover neither but say I'm fully covered. ("What the eff am I going to do" runs through my head)

-Talk to Dad about whole thing, he says it was police officer's negligence and that needs to be reported to insurance. Also need to get drunkie's info and badger insurance company to get this moving faster. (Now I have new people to call, again frustrated and overwhelmed.)

- Call police department, they can't do anything for me for at least 5 business days they say. (EFF!)

- Call Mom again and again go through discussion about how it's unacceptable on all parts. Get off phone to call insurance claim guy.

- Call insurance claim guy asking what's next and what can be done. Nothing. Not one effing thing until Thursday. If I have drunkie's info I can go through his policy to get a rental car he says but he is not authorized to get me one himself. He's sorry. I call bullshit it in my head. Then he says no matter what happens I still have to pay deductable. I ask how much... $500. Breaking point. I cry quietly until I get off the phone then I double over sobbing for a minute.

-Call mom again not able to fully pull myself together. We talk, she still feels it is unacceptable, OBVIOUSLY MY INSURANCE COMPANY SUCKS A FATTY.

-Talk to mister roommate and he says to go to police department requesting information and just bug them constantly. 

-take a nap so I don't go to police station crying.

-wake up, talk to mad momma bear, get ready.

-Get to police station, overhear a girl with almost the same exact problem as mine. Her car was hit at 12am and the driver was no where to be found. Awesome. From what I hear her tire is as eff as mine looked in the dark. Reps finally get me to pay for report which won't come to me for about 10 days (rad) and tell me to call my officer's secretary.

-Leave office, call secretary, leave message, drive to where my car is being kept. 

-No call when I get to lot. Tell guy at window I want to take pictures. Fill out form releasing insurance to look at car (when they get their lazy, c-sucking butts around to it) then get led to my car.

-Gasp inwardly, it looks even worse in the daylight:

Called police secretary again (no answer), called mom again and gave her all the policy numbers and phone numbers. Rad. Then went to Taco Bell for some food. Called secretary twice more once at home and still no answer. Guess who's getting calls tomorrow...

This is a nightmare. 

I just keep telling myself that it's okay, it's just a thing, this too shall pass, at least I or anybody else wasn't hurt. (Frankly I wish the guy who did it was. But that's mean I guess.) Thankfully I have amazing friends and family to help me out should I need it. I can't imagine not having people around to help if this happened. No rental car for a week? How does one get to work? Really. 

I am amazed at the crappy job done by several people involved.

Just Peachy

As I was about to put my dear computer away for the night I hear a loud bang boom crash and screech of tires. Then, oh then, my car alarm blared.

Dear blog friends, tonight, right after my last post a drunk driver ran straight into my rear left tire (area), clearly he wasn't aiming.
I would just like to say that I parked my car very close to the curb, everything was fine, I did nothing wrong and I was not in the car (thank goodness) but it is incredibly damaged and while I seem fine on the outside I'm pretty upset.

It went a little like this: BANG! SCREEEEEEECH! (CAR ALARM SOUND)
Me: SHIT! Then ran to my window to peak out of my screen, didn't know if I wanted the person involved to see me, kinda thought someone ran the car into the house. See gray car and my alarm going off. Great, I think, it hit me.
Me: (F--K!) Do a momentary chicken with head cut off run to front door to look out peep hole, see if I can see person from other car, maybe do a circle then realize I have to wake up the man of this house. SHIT! Knock on their door, open door, "O, I'm sorry to wake you, someone just rammed the shit out of my car, can you please come outside with me."
Him: Oh shit, yeah. he rushes around for warm clothes
Me: walk circles around front door, hear someone saying "you can't leave, you just hit a car, you can't leave."
O walks up, I open door and rush outside. See across the street neighbors, still hear someone talking to the drunk driver telling him he can't go anywhere. I have O called police, across street neighbors already did. I am quite scared of drunk, not sure if he is violent or not, especially toward owner of car he smashed.

(I would just like to say this picture does the damage no justice, the car door won't open, the nice white line looking thing is actually the plastic completely broken...it messed up the trunk spacing and that tire is bent completely the wrong way.)

Look at car, mini freak out, almost brings tears to my dry dry eyes. Mentally somewhat hysterical but I've been taught to pull it together.
Drunk guy says he's not trying to get away, walks back towards his car, I back toward the house not sure if he's seen me or not. He gets his phone from the car then starts meandering the other way while talking on the phone. Police show up (I've written down license plate, as well as description of his clothes just in case), they catch him (he wasn't going fast being BLASTED out of his mind) then finally an officer comes to talk to me about what is going on.
Hour and a half later of calling insurance office, cleaning out car, having car towed, talking to police, having officer use bathroom, etc etc I am here in bed typing. I want to cry but I can't for some reason. I can't afford this right now.

I would say that nothing like this has ever happened to me and technically it hasn't... but I do seem to have bad luck with cars. I never get in an accident and I've never gotten a ticket (except for parking once at Fullerton) so I don't have that kind of bad luck but this is definitely the third time (third car) I've seen a tow truck take away.

(enter many explatives here)