I must break the cycle and go to bed like now. I just wanted to post because I don't want to keep messing up and forgetting days on my NaBloPoMo November. So here I am.
Today has been sprinkled with worry and frustration once again due to drunkie. We've found the name of the car owner, now I hope tomorrow morning I can confirm with police that it was the same man they arrested, if not there will be even more to figure out. If so we can move on and see if, in fact, he let his insurance lapse. If so my deductible fee is waved (oh goody) and I'm sure a bunch more costs will come my way. After that mess is figured out and all facts are in place I will have to get someone out to look at my damaged car and tell me if it is a) salvageable or b) totaled. Both come with some possible complications... if it is option A then who knows how long I will have to wait to get it fixed AND when I go to sell it in the future how much money will I lose? If option B happens then the possibility of not getting enough money to pay off the rest of the car loan AND get a working vehicle for myself is there. I'm incredibly worried and frustrated with this whole situation. My insurance company (except for maybe one man) is sitting on it's feet and twiddling their thumbs during this. Turns out they won't be able to see my car this Thursday, oh no, they mean Thanksgiving thursday, or maybe that Tuesday, either way someone is yanking my chain around and I don't like it one bit.
If I get the car towed to another place (auto body shop), then I will have to pay the tow yard for the towing, labor and the daily fee for at least 5 days as well as a fee that comes with a car sitting in a lot for over 72 hours. That last fee could run me up to $150. Special. So whether people tell me it's going to be okay or not I'm definitely freaking out. I just have this feeling in the pit of my stomach that I'm going to end up being punished when I did NOTHING and I mean NOTHING wrong. Cars are allowed to be parked by the curb on streets, I drink maybe once a month, I don't drive once I've had said drink, I wasn't driving, I didn't crash into anyone, my car was maybe an inch or two from the curb, way less than a foot, there was no hill so my tires didn't have to be turned, for the most part I got my oil changes on time, AND, big whopping AND, I bought insurance from day one and I paid a good price and still I am getting put on the back burner and treated like crap. They never said in preschool that you would be punished when you were an innocent bystander.
I'm hoping that the worst has past and it will be all better from here on out.
(quick sidenote: they keep asking if a child seat was in the car, if it had been would they be 1- moving faster on my claim and 2- giving me more money? Dang)
no picture today, I apologize.
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